If you own a condo in Lake City, IA, it's important to understand that your homeowners' association policy may not cover everything. A condo insurance policy, known as HO-6, protects your personal belongings, the interior of your unit, and provides liability protection. Lenz Insurance & Real Estate simplifies the process, ensuring you get the right coverage. If you have questions, give us a call at 712-792-1700 for personalized guidance.
Your condo insurance typically provides protection for the following:
Interior Protection: Covers damage to walls, floors, and permanent fixtures within your condo.
Personal Property: Offers coverage for personal items like furniture, electronics, and other belongings.
Liability Protection: Covers medical and legal expenses if someone is injured while in your condo.
Here are some of the most common claims condo owners file:
| Claim Type | Description |
|---|---|
| Water Damage | Covers repair costs for water damage from leaks or burst pipes. |
| Theft | Reimburses you for stolen personal items, including electronics and jewelry. |
| Fire Damage | Helps with repairs and replacements after fire-related incidents. |
| Liability Claims | Covers legal and medical costs if someone is injured on your property. |
When selecting a condo insurance policy, it’s important to assess the value of your personal belongings and the condition of your condo’s interior. Lenz Insurance & Real Estate works closely with you to customize the ideal coverage plan. For more information, call 712-792-1700 today.