Living in a condo in Carroll, IA brings unique responsibilities. Your HOA likely covers the building's exterior, but your personal property and unit’s interior need protection. That’s where an HO-6 policy comes in, offering coverage for your belongings, unit finishes, and liability in case of accidents. At Lenz Insurance & Real Estate, we help ensure your property is fully protected. Unsure of your coverage needs? Call us at 712-792-1700 for personalized assistance.
An HO-6 policy generally includes:
Interior Coverage: Protects the inside of your condo, including walls, floors, and permanent fixtures.
Personal Property: Safeguards personal items, such as furniture, clothing, and electronics.
Liability: Covers legal costs if someone is injured inside your unit.
Here are some frequent claims that condo insurance helps with:
| Claim Type | Description |
|---|---|
| Water Damage | HO-6 policies cover water damage from leaks, broken pipes, or malfunctioning appliances. |
| Theft | If valuable items are stolen, your policy helps replace them. |
| Fire Damage | Fires can be catastrophic, but your condo insurance helps cover repair and replacement costs. |
| Liability Claims | Legal and medical expenses if someone is injured in your condo are typically covered. |
Your insurance should match your property’s value and your belongings. Lenz Insurance & Real Estate offers tailored options for different needs. Call 712-792-1700 to explore the best options for you.