If you own a condo in Lake City, IA, you know that the homeowners' association insurance won’t cover everything. Your condo insurance policy, often called an HO-6 policy, provides coverage for your personal belongings, interior elements, and liability protection. Lenz Insurance & Real Estate makes it easy to get the right coverage for your specific needs. Have questions? Call us at 712-792-1700 for expert advice.
Condo insurance typically covers the following:
Interior Coverage: Includes protection for your condo's walls, floors, and permanent fixtures.
Personal Property: Provides coverage for personal belongings like furniture and electronics.
Liability Coverage: Covers legal and medical costs if someone is injured in your condo.
Below are some of the most common condo insurance claims:
| Claim Type | Description |
|---|---|
| Water Damage | Helps cover repair costs for damage from leaks and broken pipes. |
| Theft | Replaces stolen personal items like electronics and jewelry. |
| Fire Damage | Provides protection against fire-related repairs and replacements. |
| Liability Claims | Covers legal fees and medical expenses if someone is injured in your condo. |
When selecting condo insurance, it’s important to evaluate the value of your possessions and the condition of your condo’s interior. Lenz Insurance & Real Estate works closely with clients to customize the right coverage. Call 712-792-1700 today to learn more.